Success does the things failure refuses to do.
Archive for December 2005
Success is not measure do much by the position that one has reached in life as by the obstacles one has to overcome while trying to succeed.
Just got back from the Allstar Sports Resort at Walt Disney World where I spent three days and three nights with the family. It was really a blast. We left Ocala at around 3 p.m. on the 24th and got to Walt Disney at around 5:30 pm. We got something to eat real quickly at the cafeteria on the premises and then went back to our rooms to relax for the night to get ready for the next day.
Marcus and Cheyenne were all giggly and giddy from the anticipation of seeing Mickey Mouse and all the other Disney stuff. We barely slept that night, in fact, we got up at about 4 a.m. because Cheyenne messed with the clock.
We left the hotel at around 10am on Christmas day for the Magic Kingdom theme park. We got to the park at about 11 o’clock. The day started off rainy and cold, but about an hour in, it dried up and the sun came out.
We visited several areas of the theme park. Marcus and Cheyenne got their faces painted – Marcus was a Tiger and Cheyenne was Minnie mouse. They both looked great. We then bought ice cream cakes, rode the carousel, watched several parades, ate pizza, walked around the park ,visited several places again, rode a couple more rides, watched the highlight of the day – the fireworks, and finally a night parade. We got home after midnight.
The next day we had breakfast and left for MGM Studios Theme Park at about 9 a.m. While the celebration the day before at Magic Kingdom was great, we did not get a chance to ride as many rides in as we wanted – it was just too crowded. The following day, however, at MGM studio theme park, it was quite the opposite. We were able to get on most of the rides without much delay. The most memorable event of the day for me was Fantasmic. It was a water show that brought together all the good and evil characters from Disney productions. It was especially memorable to me because it was at night; it was cold; and I had my family all together in one place. It was beautiful and simply magical.
We got home from MGM at around nine o’clock the second day. We stopped in the cafeteria got some hot chocolate and then went up to our rooms. We chilled out for the night, got up the next day, hang out for a while at the resort, took some pictures and then got on the way back to Ocala.
A quote to live by from the Bible:
Let us not live in words or speeches, but in truth and action.
1 John 3:18
Making sure you have beneficiaries on your IRAs and other retirement accounts is essential to estate planning. The decision is important for 2 reasons: Beneficiary designations on retirement plans generally supersede any other instructions, even those in your will, and, under Vanguard’s current IRA agreement, failure to name any beneficiaries on your Vanguard IRA? means your assets may pass by default to your estate, which could result in higher taxes for your heirs.
You should designate 2 types of beneficiaries. Your primary beneficiary (such as an individual or individuals, trust, or charity) is first in line to receive the assets in your retirement account upon your death. Your secondary beneficiary receives the assets if there are no surviving primary beneficiaries when you die.
Vanguard offers 6 standard beneficiary options. You may select one option or mix options in percentages totaling 100%.
- To my spouse who survives me. Your retirement assets go to the person you’re married to upon your death.
- To my descendants who survive me, per stirpes. Your surviving children (including legally adopted children but not stepchildren) share your retirement assets equally. Using this designation can protect against unintentionally disinheriting future offspring.
- Equally to my grandchildren who survive me. Your surviving grandchildren share your retirement assets equally. (This does not include stepchildren of your offspring.)
- To the trustee of an existing trust. Your retirement assets go to a trust created during your lifetime.
- To the trustee of a trust created under my last will. Your retirement assets go to a trust created after your death according to your will.
- Other. Your retirement assets go to individuals or charities you specifically name?but be careful. Should you divorce, remarry, or have other children and forget to change your beneficiaries, the individuals identified by name will inherit your assets?and they may no longer be your intended heirs.
To be sure your beneficiary designations are in line with your overall estate plan, it’s wise to review them whenever you experience a major life event, such as a marriage, birth of a child, or divorce. We also recommend that you consult a tax or financial advisor about your individual situation.
Just a simply guy who sees goodness in most and constantly in search of all that is beautiful, good, and true. I have very few hangups, save the fact that I am fiercely intolerant of BS and people who deal in delusions. I consider myself unselfish, always ready to give a hand when I see the need. I am also equally unforgiving of those who take advantage of the goodness of others. Learning is a passion of mine. My primary field is Mathematics, but my passion goes well beyond that. I read a great deal, I also enjoy Philosophy, History, Computing/Technology and Contemporary World Affairs (mainly Politico-Military). I am pretty guarded with my privacy, but you can learn more about me by hitting the button at the top - "All About Me" and you can hit me up on Skype...my username is "Rupdawg" or check me out at any of my Social links under "Don't Stalk Me" below.
